August 2007

Monthly Archive

www.Suckered.Us - The New Article System

Posted by shenron on 29 Aug 2007 | Tagged as: Reviews

Is there a venue online for genuine complaining, ranting or just venting your spleen, that will actually be read and taken notice of?
The answer is yes. Suckered.us is a new service offering a completely free user generated complaint service. What’s even better is that users can rate, or vote, each complaint to the top of the ratings and have it read literally by thousands of fellow malcontents! - The current top spot is proudly held by the Decider Guy. It should get a good ranking on the “Googler”
It’s free, fun, & at times serious.

Suckered

For example, there’s a complaint about the GlaxoSmithKline Paxil scandal which hit world headlines in recent times and really deserves more exposure. Then there’s rather humourous swipes at celebrities, social networks, (yahoo & myspace included).

I particularly enjoyed myspace.really.suckered.us, read & weep!

What is apparent is that suckered.us is using the recent fad for TLD extentions, (go.in etc., etc.), as wordplay but without the crassness of some of the urls around & with a genuinely useful & important social function.

What I have found even more interesting is their use of user created sub domains - something.suckered.us whereby each topic is searchable by keyword.
Of course, off-topic forums have provided this role for quite a while but once you’ve started your thread you can usually kiss it goodbye as it gets flushed down the datahole! Few are going to read it & its rare that important threads keep their ’stickiness’
Suckered.us is rather new, but by all predictions, Alexa ranking included, will be one of the heavier trafficked start-ups of the year, it’s traffic is awesome already.

I’m looking forward to ranting & raving here for years to come. I understand that forums are on the way, complaint competitions, even a new social network for miserable types! Pay it a visit & be as angry or funny as you like, it’s all good. The site’s just plain and simply really unique, one of a kind. Suckered.Us ranks #1 on the internet! Visit today and submit your views on anything you want.

Make sure to bookmark this site as you’ll see it often. - www.Suckered.us

Daily Banker

Posted by shenron on 27 Aug 2007 | Tagged as: Reviews

For those searching for financial information on the net, it isn’t extremely difficult to find. In fact, there are plenty of financial sites online, however many of them are less than desirable. Daily Banker is one of the few exceptions. Daily Banker is a clear, concise financial site that offers current information and sound advice on a few specific financial topics including finding the best CD rates, the best savings account rates and the top offerings regarding business credit cards. For those that are interested in investing in money market accounts that are tied to a savings account or CD’s (certificate of deposits) Daily Banker is a worthwhile site to visit.

Daily Banker offers quality information that is updated regularly giving both investors and consumer’s leads that can help find the best financial banking products in the industry. Daily Banker offers a clean site design without all the clutter, annoying pop ups and flash ads that can make one leave a site immediately- no matter how good their information is. Daily Banker is also free to use and does not require any registration.

Three Products that Daily Banker keeps investors and consumers alike updated on regularly are the best CD rates, best savings accounts and business credit cards in the industry, here is some more information about each topic:

Find the Best CD Rates with Ease

On Daily Banker, you can easily find leads to the best CD rates in the nation. CD rates can vary from one bank to another and a savvy investor can make hundreds to thousands of dollars in interest each year just by finding a better rate. Daily Banker offers several of the best rates along with sound advice and current news in the form of a blog. If you are currently looking for the best CD rates or are interested in investing in CD’s Daily Banker can definitely help you earn more.

Find the Best Savings Accounts

All savings accounts are not created equal and with Daily Banker you can easily find the banks with the best returns along with those that offer quality service and products. On Daily Banker, you will find leads to the top money market rates in the industry, making it easy to earn more on your savings each year.

Find the Best Business Credit Cards

Business credit cards are extremely essential to those that own small businesses; however many small business owners are paying much more than they should be. With Daily Banker, you can find the best business credit card deals in the industry, saving you on interest and earning rewards in the process.

Daily Banker is an extremely informative site for both seasoned investors and consumers. For those looking for the best deals in the banking industry, a resource that should not e overlooked is Daily Banker.

To access quality financial information at Daily Banker, please visit the following hyperlink: http://www.dailybanker.com

The Ideal Phishing Bait

Posted by shenron on 26 Aug 2007 | Tagged as: Scams Guide

Who becomes an ideal phishing bait? Practically everyone, especially if you aren’t really careful with who or what you’re dealing with.

The term “phishing” has been around for a considerable amount of time in the World Wide Web. Hackers and scammers will utilize the Internet in order to gather valuable personal information that will surely break your bank and empty your wallet faster than you could possibly imagine. What they do is they send you a fake e-mail where they’ll request you to click on a specific link. This is to supposedly allow you to confirm any personal information.

Upon clicking on the link, you will be brought to a fake website (which, surprisingly, looks like the real one, with very minor differences). Once you supply basic essential details like your bank account number, Social Security number, and credit card number, they’re going to store in their database. Before you know it, someone will be using your details to make extravagant purchases, apply for loans and mortgages, or, worse, harm other people.

Indeed, it does sound like you’re dealing with professional con artist. The truth is you are. However, it doesn’t mean you’ll remain like a helpless puppy in the gutter or a damsel in distress. Here are ways to evade them before they even get to you:

1. Properly scrutinize e-mails that you receive, especially those coming from unknown or suspicious sources.  Majority of phishers pose themselves as lending institutions or credit card companies. You better start reading beginning from the To line until the footer. You can’t rely on the From line alone. After all, this is very easy to copy.

2. They sound too generic. Legal companies should have a database of your personal information. If they want to contact you about something, they must be able to state your name, your own account number or ID, as well as the reason for contacting you, such as billing or technical problem.

Fake ones sound generic, as if they don’t know you at all and so opted to address it to almost everyone. If you receive something like this, then you’re already forewarned.

3. There’s too much threat. Don’t underestimate businesses. Even credit card companies can give you enough leeway to settle your debts. They are very much open for any form of compromise.

Because phishers are so much after your money, they can scare you to death. You may be threatened to a suspended or closed account, unless you can verify personal details. This is to prevent you from having sufficient time to even think about the e-mail.

Phishing e-mails are highly rampant. If you’re not apprehensive with every e-mail you get, then you better kiss goodbye to your money you’ve worked hard for all these years. Your best form of defense is to only read e-mails from your friends, family members, or from well-trusted sources. You shouldn’t open attachments either. They may be viruses that will search for any information you stored in your computer—which is actually very scary. Outsmart them, all right? Don’t give them the satisfaction.

Climbing the Crumbling Ladder of Network Marketing

Posted by shenron on 26 Aug 2007 | Tagged as: Scams Guide

Multilevel marketing has been in dire straits lately. Though there are legitimate ones, majority of the people are burned by various Ponzi and pyramiding schemes. All states in the United States as well as over 100 countries are into such kinds of businesses. They may present themselves as “home-based business franchise” or affiliate marketing. 

It’s not a question whether you’re going to earn money from a multilevel marketing because the truth is you can. The ultimate challenge is for how long. 

1. You don’t basically have to work on residual income alone.

It’s a common promise among alleged multilevel marketers that you only have to sweat once and you’ll be paid eternally. Such is not the case in the real world. Don’t rely on these misleading statements, much more if the person cannot present any solid proof.

Many depend on the “residual income” the newly recruited members can generate. Others even opt to sponsor one just to jump start the members’ career. The challenge is how to sustain them so they can give you the income that you need. Worse, they either jump ship or stop all together. It means cost on your part and damage in your stream of income.

2. There’s no such thing as automated websites or duplicated systems.

Heard of binary system? It’s a new MLM concept where you recruit only two people, each belonging to your left and right side. Each of these persons will be encouraged to recruit at least two people, which will serve as their subordinates. The process goes on and on. You earn a lot for every opposing pair you can make. For example, you pair A on your right side to B, who belongs to the left side.  

If you’re really smart, then you can certainly make quick and huge income about it. The dilemma sets in, though, once a number of these people stop recruiting. What will happen to your income flow? Or better yet, can you expect for more?

If the marketing system relies on such system, then you better look for other opportunities. Aside from real work, you cannot duplicate people.

3. A real MLM has quality products to speak of.

The real thrust of multilevel marketing should be to promote and sell products the fastest way possible—that is, enticing people to sell them while getting commissions and other forms of income on the side. An authentic MLM should have their own showroom where any prospective member can get to view first hand what their products are or how to use them, a product brochure or catalog, and quality products to sell.

If this has only become secondary in the business, then you better tell yourself to stop the craziness and look for business elsewhere.

4. Anyone can do the business.

Who says business is only for a selected few? If you have the gall and the guts, then you can take on the challenge. But if the marketing business relies solely on new recruits, then you’re on your way down. A legitimate business requires real hard work and solid experience. 

There’s no shortcut to any kind of business, unless you want to settle for fake ones.

Are You Human? Early Warning Signs of a Paypal Scam

Posted by shenron on 25 Aug 2007 | Tagged as: Scams Guide

One of the most popular modes of payments today is Paypal. It’s been used by those who have merchant accounts, who are into home-based or freelancer work, or for families and friends who simply want to send money. With Paypal there’s hardly any money involved. Their system virtually accepts all kinds of credit card. But because it’s so uberpopular these days, it’s also been under scrutiny. Worse it’s been attacked by numerous Paypal scams.

A scam as it is, you’ll never know when you’re already hit until you get your latest credit card bill: exorbitant charges you aren’t aware of and not willing to pay and suspicious purchases from online websites you know you’ll never dare visit! So how will you ever be prepared of it when you practically don’t know how it goes, right?

Normally, online scammers aren’t really interested with your credit card per se. What they need is your basic information that will allow them to make electronic purchases courtesy of your card.

Warning 1. They will send you an e-mail, the sender disguising himself as a very important Paypal officer. The letter will appear like a very urgent request to confirm confidential information such as your name, your credit card, and your credit card number. The problem is they don’t give you the details. You’ll be the one to fill whatever form they attached or you need to send them a reply.

Warning 2. Haven’t you ever wondered why you’re receiving a Paypal e-mail in your Hotmail when you registered and confirmed with your Yahoo? But then, as long as you receive an e-mail in your inbox, who cares what’s in the To address, right? With Paypal scams, however, the To address is far different from what the company has in their file.

Warning 3. Scammers are smart. It’s either they can really penetrate into the system or they create fake headers. The latter is the usual case with Paypal scams. Fortunately, recent updates in e-mail platforms make them capable of recognizing fake headers and place them in Spam folders. So just click Delete and they’ll be gone forever in your mailbox—for now.

Warning 4. Companies such as Paypal know how to add great importance to their clients. So they send out personalized e-mails, not general ones. But since scammers basically don’t know who you are, they send out generic salutations like “Dear Paypal Member” or “Paypal User.”

Warning 5. As they say, if they can’t manage to get information as sweet as possible, then the next option is to coerce. Scam e-mails sound so threatening that your immediate thought is that it may actually be true. You’ll either have a deleted or suspended account real soon if you can’t give them the information they need. Paypal doesn’t do that. In any case, announcements are available in their website so check it out as often as possible.

Warning 6. There’s no security system in a sham e-mail. When you click any of the links, it isn’t a secured page, which is usually designated with “https” or a small padlock at the left corner of the bottom of the browser.

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